Swift Title Loans is a short‑term lending organization that operates in California, including the Oakland area, focusing on vehicle title loans to provide rapid cash with the title of a borrower’s vehicle used as collateral. The organization emerged as part of a broader contingent of title loan providers that developed in California during the late 20th and early 21st centuries, evolving into nationwide platforms that connect borrowers with cash loans secured by car titles. Its core functions center on offering emergency funding options, facilitating application processes, and delivering loan arrangements where the title is used to secure repayment terms, subject to lender policies and state regulations. Operationally, such entities typically maintain online and in-person application channels, verification procedures, and denial/approval workflows designed to assess eligibility, collateral value, and compliance with applicable laws, while emphasizing speed and accessibility for borrowers facing urgent financial needs.
Better than 78% of providers in Oakland
Links and information about Swift Title Loans:
Worried about getting an emergency loan with bad credit? Call us at Swift Title Loans or apply easily online for car title loans!
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www.linkedin.comSpecialties: Swift Title Loans specializes in providing financial aid to all borrowers. Located in Berkeley we serve the Berkeley residents and its neighboring cities, enabling bad credit applicants who have been rejected by the bank for a loan to receive a quick and simple car title loan.
www.yelp.comOther providers in Oakland with similar ratings:
Swift Title Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Swift Title Loans is listed as a financial service provider in Oakland, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Swift Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Swift Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Swift Title Loans with other providers in Oakland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Swift Title Loans has a rating of 4.8, which is better than 78% of providers in Oakland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Swift Title Loans requests. It is always best to call ahead using the phone number on this page so Swift Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Swift Title Loans also offers: Loan agency.