Self-Help Federal Credit Union, located at 3950 Broadway in Oakland, California, operates as a member-owned financial cooperative. Established to provide accessible, community-focused banking services, the organization emphasizes democratic governance and financial inclusion. Its structure ties members to a shared purpose: prudent stewardship of common resources and a commitment to serving the financial needs of individuals who may be underserved by traditional institutions.
Historically, Self-Help Federal Credit Union evolved within the broader cooperative banking movement, aligning with principles of voluntary membership, non-profit operation, and re-investment in member welfare. The credit union centers its activities on core functions such as savings products, consumer loans, and basic financial services, while pursuing mission-driven objectives that prioritize stability, transparency, and community impact. Its operational scope encompasses standard credit union activities, with a focus on accessible service delivery, responsible lending practices, and organizational governance that reflects the interests of its field of membership. The entity maintains compliance with applicable regulatory frameworks governing federally chartered credit unions.
Better than 59% of providers in Oakland
In addition to the primary service, Self-Help Federal Credit Union also offers:
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Self-Help Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Self-Help Federal Credit Union is listed as a financial service provider in Oakland, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Self-Help Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Self-Help Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Self-Help Federal Credit Union with other providers in Oakland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Self-Help Federal Credit Union has a rating of 4.4, which is better than 59% of providers in Oakland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Self-Help Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Self-Help Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Self-Help Federal Credit Union also offers: Federal credit union, Car finance and loan company, Credit union, Financial institution, Mortgage lender, Non-profit organization.