Payday Loans Cash at 302 4th St, Oakland, CA 94607 appears to be a storefront focused on short-term financial services, commonly offering payday loans and related check-cashing accommodations. The organization’s core activities historically include providing small-dollar loans intended to cover urgent expenses until the next paycheck, alongside basic check cashing and related financial services. Its operational scope likely centers on in-person, high-turnover loans typical of California storefront lenders, with hours and terms that align to rapid funding and standard repayment schedules. This profile emphasizes the entity’s nature and public-facing functions rather than any promotional or evaluative judgments.
Links and information about Payday Loans Cash:
Check Center is proud to serve the residents of Oakland with all of their check cashing and payday loan needs! From personal to car equity loans, Check Center makes getting the cash you need now, easy. Visit our Oakland location to discuss loan options with one of our friendly team members today!
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sjdigitalsolutions.comApply for online payday loans in Oakland from Cashback Loans. Our payday advance loans offer quick approval, easy access to funds, and flexible repayment options to help you manage your financial needs.
www.cashbackloans.comEDIT1: We have a main office in the city I live in. We operate several satellite location across the globe. Our fees are $30 for every $100 that is borrowed (every two weeks). We operate in about half the US - mostly in states that specifically have laws against or at least limiting payday loans.... We offer loans to customers that reputable companies (is there such a thing in the business?) would not make because of laws and limitations. We will never send an account to an outside collection...
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netpayadvance.comFrom your numbers if you cash $100,000 in checks a month for 5% in fees, that's only $5,000/month, which isn't enough to cover rent and utilities, let alone payroll. Someone with a $10/hour burden rate at 12 hours/day, 26 days/month is over $3,000/month, and I would think that would be pretty low. Bottom line - to cover labor, insurance, rent, utilities, and turn a profit you'd have to have at least $10,000/month in revenue, which would require about $200,000 - $250,000 in checks cashed.
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Payday Loans Cash is listed as a financial service provider in Oakland, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Payday Loans Cash to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Payday Loans Cash, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Payday Loans Cash with other providers in Oakland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Payday Loans Cash has a rating of 0.0, compared to the city average of 3.9.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Payday Loans Cash requests. It is always best to call ahead using the phone number on this page so Payday Loans Cash can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Payday Loans Cash also offers: Loan agency.