The Commercial Bank of California, formerly known as Community Bank of the Bay, operates as a regional commercial bank serving the Oakland area from its address at 180 Grand Ave Suite #120. The institution’s identity reflects a transition from its former branding to its current designation, aligning with its focus on commercial banking services for small to mid-sized businesses and individual clients within the community. The bank’s history encompasses efforts to provide localized financial solutions and to maintain continuity of service through changes in branding and organizational structure.
Its primary functions include deposit-taking, lending, and cash management tailored to business customers, as well as standard consumer banking products. The organization emphasizes service continuity, community engagement, and local decision-making designed to respond to the needs of its client base within its operational footprint. Operational scope appears centered on the San Francisco Bay Area, with a concentration on Oakland and adjacent neighborhoods, supporting local economic activity through its financial operations.
Better than 70% of providers in Oakland
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Commercial Bank of California (Formerly Community Bank of the Bay) is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Commercial Bank of California (Formerly Community Bank of the Bay) is listed as a financial service provider in Oakland, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Commercial Bank of California (Formerly Community Bank of the Bay) to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Commercial Bank of California (Formerly Community Bank of the Bay), be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Commercial Bank of California (Formerly Community Bank of the Bay) with other providers in Oakland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Commercial Bank of California (Formerly Community Bank of the Bay) has a rating of 4.7, which is better than 70% of providers in Oakland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Commercial Bank of California (Formerly Community Bank of the Bay) requests. It is always best to call ahead using the phone number on this page so Commercial Bank of California (Formerly Community Bank of the Bay) can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Commercial Bank of California (Formerly Community Bank of the Bay) also offers: Bank.