BMO Bank N.A. is a subsidiary of the Bank of Montreal, operating within the United States to provide a range of banking services through its branch network. The Oakland, California location at 3400 Lakeshore Avenue is part of a broader regional footprint that supports consumer and commercial banking activities, aligning with the institution’s nation-wide framework. Historically, BMO Bank N.A. traces its roots to the integration of Canadian and American banking operations under a single parent organization, evolving to offer standardized banking products and services across its branches.
The organizational focus centers on delivering core banking functions such as deposit-taking, payment processing, and basic lending activities, alongside customer support and financial services coordination. The branch network facilitates local access to banking services, cash management, and routine account servicing, while maintaining compliance with applicable regulatory requirements. Operational scope encompasses routine daily transactions, account management, and the execution of standard banking operations in line with the institutions’ governance, risk, and compliance practices.
Better than 8% of providers in Oakland
In addition to the primary service, BMO Bank N.A Branches also offers:
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BMO Bank N.A Branches is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
BMO Bank N.A Branches is listed as a financial service provider in Oakland, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask BMO Bank N.A Branches to explain the terms in writing before you proceed.
To improve your chances of getting better terms from BMO Bank N.A Branches, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare BMO Bank N.A Branches with other providers in Oakland and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
BMO Bank N.A Branches has a rating of 2.1, which is better than 8% of providers in Oakland.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents BMO Bank N.A Branches requests. It is always best to call ahead using the phone number on this page so BMO Bank N.A Branches can confirm exactly which documents you need for your specific situation.
In addition to its primary service, BMO Bank N.A Branches also offers: Bank, ATM, Financial consultant, Financial institution, Financial planner, Loan agency, Money order service, Mortgage lender, Savings bank.