Collaborative Capital is an independent mortgage broker located at 738 Debbie St, Newbury Park, California. Operating under the NMLS number 278724, the organization functions as a liaison between borrowers and lenders, facilitating the mortgage application process. Its role centers on evaluating client needs, sourcing suitable loan products, and coordinating documentation and communications with lending institutions.
Historically, independent mortgage brokers like Collaborative Capital have evolved within a landscape of varied lending options, regulatory requirements, and consumer protections that influence mortgage transactions. The firm’s operations are characterized by a focus on aligning borrower circumstances with lender criteria, while navigating underwriting considerations, rate options, and closing timelines. Primary activities include preliminary consultations, mortgage product analysis, and the management of loan-transaction workflows from initial inquiry through funding. The organization emphasizes compliance, industry standards, and professional best practices in its service delivery, maintaining accountability through appropriate licensing and regulatory adherence.
Better than 83% of providers in Newbury Park
In addition to the primary service, Collaborative Capital - Independent Mortgage Broker NMLS 278724 also offers:
Collaborative Capital - Independent Mortgage Broker NMLS 278724 is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Collaborative Capital - Independent Mortgage Broker NMLS 278724 is listed as a financial service provider in Newbury Park, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Collaborative Capital - Independent Mortgage Broker NMLS 278724 to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Collaborative Capital - Independent Mortgage Broker NMLS 278724, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Collaborative Capital - Independent Mortgage Broker NMLS 278724 with other providers in Newbury Park and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Collaborative Capital - Independent Mortgage Broker NMLS 278724 has a rating of 4.9, which is better than 83% of providers in Newbury Park.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Collaborative Capital - Independent Mortgage Broker NMLS 278724 requests. It is always best to call ahead using the phone number on this page so Collaborative Capital - Independent Mortgage Broker NMLS 278724 can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Collaborative Capital - Independent Mortgage Broker NMLS 278724 also offers: Loan agency, Mortgage broker.