Valley Jewelry & Loan is a locally oriented pawnshop and collateral lending business operating at 24525 Alessandro Boulevard in Moreno Valley, California. The organization functions as a community-based lender that provides short-term loans secured by personal property and offers pawn services to residents within its service area. Its operations typically include appraising pledged items, storing collateral, and facilitating redemptions or sales of unredeemed goods, all within a bricks-and-mortar storefront framework.
Valley Jewelry & Loan appears to have established itself as a neighborhood source for asset-backed lending, aligning with the regional pattern of family-owned pawnshops that serve nearby individuals and small business owners. The entity’s primary activities center on evaluating collateral, extending loans, and managing inventory through in-store processes. Its geographic footprint is focused on Moreno Valley and surrounding communities, reflecting a conventional small-business model that relies on local client relationships and transparent, device-free service interactions.
Better than 31% of providers in Moreno Valley
In addition to the primary service, Valley Jewelry & Loan also offers:
Links and information about Valley Jewelry & Loan:
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Valley Jewelry & Loan is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Valley Jewelry & Loan is listed as a financial service provider in Moreno Valley, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Valley Jewelry & Loan to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Valley Jewelry & Loan, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Valley Jewelry & Loan with other providers in Moreno Valley and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Valley Jewelry & Loan has a rating of 4.4, which is better than 31% of providers in Moreno Valley.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Valley Jewelry & Loan requests. It is always best to call ahead using the phone number on this page so Valley Jewelry & Loan can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Valley Jewelry & Loan also offers: Loan agency, Jewelry buyer, Pawn shop.