US Cash Advance at 2305 Oakdale Rd Ste B, Modesto, CA 95355 is a storefront that offers short-term financial services centered on cash advances and related quick-lending products. Historically, cash-advance providers in California have operated under state licensing and consumer protection frameworks, with emphasis on rapid access to funds and straightforward application processes. The location-specific operations typically include in-person consultations, on-site loan disclosures, and eligibility assessments designed to align with state regulations and personal-financial circumstances. Primary functions commonly involve simple loans tied to a borrower’s paycheck schedule, with repayment periods structured around scheduled pay cycles. The service area generally serves Modesto and surrounding communities, focusing on expedient, small-dollar liquidity solutions. Operational scope often includes compliance with applicable lending laws, customer verification, and transparent disclosure of terms and fees. This entry describes the organization’s nature and functions without endorsement or evaluation of offered financial products.
Links and information about US Cash Advance:
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US Cash Advance is listed as a financial service provider in Modesto, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask US Cash Advance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from US Cash Advance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare US Cash Advance with other providers in Modesto and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
US Cash Advance has a rating of 0.0, compared to the city average of 4.0.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents US Cash Advance requests. It is always best to call ahead using the phone number on this page so US Cash Advance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, US Cash Advance also offers: Loan agency.