12M Payday Loans operates as a storefront payday lender with a physical location at 3728 S La Brea Ave, Los Angeles, CA 90016. The organization presents itself as a regional provider offering short-term cash solutions to local customers, leveraging in-person service alongside its online presence to reach clients in Southern California. Its Los Angeles storefront is positioned near residential and commercial corridors, underscoring a strategy of accessible, walk-in options for loan origination and collection activities.
Historically, the entity has marketed multiple CA locations under the 12M Payday Loans brand, with a focus on short-term, small-dollar borrowing channels. Primary functions include customer intake, loan underwriting, and cash disbursement, with ongoing collections and account management typical of payday operations. Operational scope appears concentrated in California, with reported storefronts and localized contact channels. The organization emphasizes direct-lender interactions and in-person service at its registered address to facilitate loan transactions and related customer support.
Better than 40% of providers in Los Angeles
Links and information about 12M Payday Loans:
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12M Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
12M Payday Loans is listed as a financial service provider in Los Angeles, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 12M Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 12M Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 12M Payday Loans with other providers in Los Angeles and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
12M Payday Loans has a rating of 4.6, which is better than 40% of providers in Los Angeles.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 12M Payday Loans requests. It is always best to call ahead using the phone number on this page so 12M Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 12M Payday Loans also offers: Loan agency.