California Title Loans operates as a consumer lending business that uses a vehicle title as collateral to secure short-term loans. The Irvine location at 2102 Business Center Dr STE 130 has been part of a broader network offering title-based financing services intended to provide rapid access to funds, typically when traditional credit options are limited. The organization’s model centers on leveraging the borrower’s owned vehicle equity to determine loan eligibility and creditline size, with repayment tied to the loan’s term and associated fees. Historically, title loan arrangements in California have been regulated to address consumer protection concerns, including licensing requirements and disclosures designed to inform borrowers about costs and risks. The Irvine outlet appears to serve residents within the local market, incorporating standard client intake, documentation verification, and loan disbursement processes common to title loan providers. The business focus remains on facilitating quick liquidity secured by an asset, rather than offering unsecured or long-term financing options.
Address
2102 Business Center Dr STE 130, Irvine, CA 92612
Phone
(855) 33 91 001Website
californiatitleloans.orgBetter than 88% of providers in Irvine
Links and information about California Title Loans:
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California Title Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
California Title Loans is listed as a financial service provider in Irvine, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask California Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from California Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare California Title Loans with other providers in Irvine and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
California Title Loans has a rating of 5.0, which is better than 88% of providers in Irvine.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents California Title Loans requests. It is always best to call ahead using the phone number on this page so California Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, California Title Loans also offers: Loan agency.