Second Chance Loans at 4959 Cesar Chavez Blvd, Fresno, CA 93727 is a locally focused lending entity that appears to provide non-traditional financing options within the Fresno area. The organization operates in a market segment that includes alternative funding sources for borrowers who may face challenges securing conventional loans, though precise product details are not publicly documented in this context. Its physical location along Cesar Chavez Boulevard situates it within a residential-commercial corridor of northeast Fresno, suggesting accessibility to individual consumers and small-business clients alike.
Historically, information about the specific entity at this address is limited in publicly available sources, which makes it difficult to confirm founding dates, ownership, or formal affiliations. Primary functions commonly associated with similar organizations include facilitating loan origination, underwriting, and servicing of private or non-bank funding mechanisms. Operational scope for such entities typically encompasses local Fresno community outreach, client consultations, and coordination with private lenders to structure financing solutions. This overview remains strictly descriptive and does not endorse any financial outcomes or recommendations.
Better than 21% of providers in Fresno
In addition to the primary service, Second Chance Loans also offers:
Links and information about Second Chance Loans:
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Second Chance Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Second Chance Loans is listed as a financial service provider in Fresno, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Second Chance Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Second Chance Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Second Chance Loans with other providers in Fresno and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Second Chance Loans has a rating of 3.8, which is better than 21% of providers in Fresno.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Second Chance Loans requests. It is always best to call ahead using the phone number on this page so Second Chance Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Second Chance Loans also offers: Loan agency, Check cashing service.