Access Plus Capital is a nonprofit-imum focused community development financial institution operating in Central California. Founded in 2009, the organization originated as Fresno CDFI and later evolved into a standalone entity to expand its capacity to serve low- to moderate-income entrepreneurs and small businesses. Its core mission centers on expanding access to capital, alongside related advisory and asset development services, to foster local business growth and job creation within a multi-county region surrounding Fresno.
Historically, Access Plus Capital has operated as part of the Fresno Economic Opportunities Commission, transitioning to independent status to strengthen governance, fundraising, and program delivery. The organization emphasizes wrap-around support—financing paired with business training, credit counseling, and technical assistance—to help entrepreneurs navigate startup, expansion, and resilience planning. Its geographic focus encompasses Central California, with programs and partnerships designed to reach underserved communities and contribute to regional economic development.
Better than 54% of providers in Fresno
In addition to the primary service, Access Plus Capital also offers:
Links and information about Access Plus Capital:
Access Plus Capital 1,115 followers on LinkedIn. A big partner for small businesses. Access Plus Capital is a mission-driven small business lender. Our business is to grow small businesses and jobs in Central California by connecting entrepreneurs to capital and advice they need to be successful.
www.linkedin.comPRESS RELEASE Access Plus Capital uses federal and state funding to help businesses recover due to COVID-19 FRESNO, CA: Access Plus Capital is now able to provide full wrap-around services, help more small businesses, and expand jobs in underserved communities throughout the Central Valley. The $503,000 in new funding will support Access Plus Capital's newly created... necessary items for the application process. "We realize how hard businesses are hit during this pandemic, and we are here to...
fresnoeoc.orgFresno-based Access Plus Capital, a Community Development Financial Institution, announced its intention to enhance its operational capabilities by becoming a standalone entity. Access Plus Capital has served as a subsidiary of Fresno Economic Opportunities Commission
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Find answers to common questions
Access Plus Capital is listed as a financial service provider in Fresno, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Access Plus Capital to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Access Plus Capital, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Access Plus Capital with other providers in Fresno and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Access Plus Capital has a rating of 4.8, which is better than 54% of providers in Fresno.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Access Plus Capital requests. It is always best to call ahead using the phone number on this page so Access Plus Capital can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Access Plus Capital also offers: Loan agency, Economic development agency, Non-profit organization.