Bay Loan Financing is a financial services organization operating in Fremont, California, focused on consumer lending activities. Established to serve local borrowers, the entity appears to function within the small-loan and personal-finance niche, providing funding solutions to individuals and households seeking credit access. Its presence at a Fremont address suggests a storefront or office-based model, likely supporting in-person consultations and loan processing alongside any digital channels it may maintain.
Historically, Fremont hosts a variety of community-oriented lenders, and Bay Loan Financing is positioned among local finance providers that emphasize accessible credit options for residents and small-scale borrowers. The organization’s primary functions appear to include loan origination, assessment of borrower eligibility, and administration of funded accounts, with a scope tailored to the needs of the immediate Bay Area market. While specific product lines and regulatory disclosures are not detailed here, the entity’s localized footprint indicates an intent to serve regional financial needs through established lending practices.
Address
2450 Peralta Blvd #106, Fremont, CA 94536
Phone
9.15104E+11Links and information about Bay Loan Financing:
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Bay Loan Financing is listed as a financial service provider in Fremont, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Bay Loan Financing to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Bay Loan Financing, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Bay Loan Financing with other providers in Fremont and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Bay Loan Financing has a rating of 0.0, compared to the city average of 3.8.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Bay Loan Financing requests. It is always best to call ahead using the phone number on this page so Bay Loan Financing can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Bay Loan Financing also offers: Loan agency.