East County Schools Federal Credit Union is a member-owned financial cooperative based in El Cajon, California. Established to serve employees and associated groups, the organization operates within a framework centered on member financial needs, safety of deposits, and cooperative governance. Its history reflects the broader evolution of credit unions that emerged to provide accessible banking services through a shared-ownership model, emphasizing democratic control and community-oriented support.
The credit union offers core financial services typical of not-for-profit cooperatives, including deposit accounts, lending products, and related financial services designed to support its members’ financial stability. Its operational scope extends to serving the local community around El Cajon and nearby areas, aligning with the cooperative’s mission to provide equitable access to affordable financial services. As a member-owned institution, it maintains governance structures that involve members in decision-making processes, ensuring that strategic directions reflect the needs and interests of those it serves.
Address
1069 Graves Ave #100, El Cajon, CA 92021
Phone
(619) 58 81 515Website
eastcountyschools.orgBetter than 29% of providers in El Cajon
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East County Schools Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
East County Schools Federal Credit Union is listed as a financial service provider in El Cajon, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask East County Schools Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from East County Schools Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare East County Schools Federal Credit Union with other providers in El Cajon and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
East County Schools Federal Credit Union has a rating of 3.5, which is better than 29% of providers in El Cajon.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents East County Schools Federal Credit Union requests. It is always best to call ahead using the phone number on this page so East County Schools Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, East County Schools Federal Credit Union also offers: Credit union.