Pacific Service Credit Union is a member-owned financial cooperative serving residents and employees within its field of membership, centered on delivering core banking services and financial products. Established to provide member-focused financial assistance, the organization operates with a governance structure that includes a voluntary board of directors elected by members, guiding strategic decisions in accordance with cooperative principles. Its history reflects growth through community engagement and the expansion of services aligned with members’ financial needs.
The credit union offers typical financial operations such as savings, checking, and loan products, along with related member services designed to support personal and small-business finances. Its geographic scope includes branch offices and service points that facilitate access to financial resources for responsible money management, budgeting, and credit access within the local community. As a cooperative, Pacific Service Credit Union emphasizes member participation, accountability, and the pursuit of financial services aligned with the interests of its membership.
Better than 85% of providers in Concord
In addition to the primary service, Pacific Service Credit Union also offers:
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Pacific Service Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Pacific Service Credit Union is listed as a financial service provider in Concord, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Pacific Service Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Pacific Service Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Pacific Service Credit Union with other providers in Concord and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Pacific Service Credit Union has a rating of 4.6, which is better than 85% of providers in Concord.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Pacific Service Credit Union requests. It is always best to call ahead using the phone number on this page so Pacific Service Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Pacific Service Credit Union also offers: Financial institution, ATM, Bank, Car finance and loan company, Credit union, Mortgage lender, Savings bank.