BMO Bank N.A. operates as a national bank chartered in the United States, serving multiple local markets through a network of branches and comprehensive banking services. The Berkeley location at 1480 Shattuck Avenue participates in the bank’s nationwide framework, aligning its operations with state and federal regulations governing financial institutions. As part of a larger organization, the branch supports standard retail and commercial banking activities that are typical of a full-service bank, including basic deposit products, lending services, and other consumer-focused financial operations conducted within regulatory constraints.
Historically, BMO Financial Group’s U.S. banking arm has evolved through regulatory changes, market adjustments, and shifts in consumer demand, while maintaining compliance with applicable banking laws and supervisory requirements. The Berkeley branch contributes to the organization’s geographic footprint by offering locally accessible services that reflect the bank’s operational philosophy, focus on risk management, and adherence to corporate governance standards. Its role emphasizes trusted financial stewardship, steady service delivery, and alignment with the broader institutional policies that guide national banking practices.
In addition to the primary service, BMO Bank N.A Branches also offers:
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BMO Bank N.A Branches is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
BMO Bank N.A Branches is listed as a financial service provider in Berkeley, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask BMO Bank N.A Branches to explain the terms in writing before you proceed.
To improve your chances of getting better terms from BMO Bank N.A Branches, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare BMO Bank N.A Branches with other providers in Berkeley and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
BMO Bank N.A Branches has a rating of 2.2, compared to the city average of 3.1.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents BMO Bank N.A Branches requests. It is always best to call ahead using the phone number on this page so BMO Bank N.A Branches can confirm exactly which documents you need for your specific situation.
In addition to its primary service, BMO Bank N.A Branches also offers: Loan agency, ATM, Financial consultant, Financial institution, Financial planner, Bank, Money order service, Mortgage lender, Savings bank.