Valley Strong Credit Union is a member-owned financial cooperative serving residents and employees in Bakersfield and surrounding areas. Established to provide access to financial services beyond the traditional bank model, the organization operates as a nonprofit financial cooperative that emphasizes member benefits and democratic governance. Its history traces back to its founding as a community-focused institution designed to pool members’ resources for affordable financial products and personal service.
The credit union offers core financial functions typical of cooperative institutions, including deposit accounts, loans, and payments services, with an emphasis on safety, soundness, and member education. Its operational scope encompasses retail branches, member service centers, and remote access channels that support everyday banking needs. As a credit union, Valley Strong prioritizes broad-based financial inclusion within its field of membership, aligning its services with fiduciary responsibilities and regulatory compliance. The organization maintains a local presence while integrating standard financial practices relevant to cooperative financial institutions.
Better than 51% of providers in Bakersfield
Other providers in Bakersfield with similar ratings:
Valley Strong Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Valley Strong Credit Union is listed as a financial service provider in Bakersfield, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Valley Strong Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Valley Strong Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Valley Strong Credit Union with other providers in Bakersfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Valley Strong Credit Union has a rating of 4.7, which is better than 51% of providers in Bakersfield.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Valley Strong Credit Union requests. It is always best to call ahead using the phone number on this page so Valley Strong Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Valley Strong Credit Union also offers: Credit union.