Regional Finance is a small-packet, regional consumer lending organization that operates as a finance company serving local communities. Its focus centers on providing installment loans and related financing options tailored to individuals who may have limited access to traditional banking services, emphasizing straightforward application processes and accessible repayment terms. The organization historically positions itself as a community-oriented lender, aiming to address personal financing needs within its service area while navigating regulatory requirements that govern consumer lending activities. Operationally, Regional Finance typically manages loan origination, underwriting, funding, and servicing through a network of branches, with attention to compliance, customer due diligence, and transparent disclosure of loan terms. Its presence at a Bakersfield, California location situates it within a broader regional footprint, contributing to local financial access and competition among non-depository lending options. As a non-bank lender, it relies on credit evaluation and standard loan servicing practices to support borrowers throughout the life of the loan.
Address
5500 Ming Ave Suite 250, Bakersfield, CA 93309
Phone
(661) 78 80 001Website
branches.regionalfinance.comBetter than 63% of providers in Bakersfield
Links and information about Regional Finance:
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Regional Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Regional Finance is listed as a financial service provider in Bakersfield, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Bakersfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.8, which is better than 63% of providers in Bakersfield.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.