Oportun is a consumer finance organization that provides small-dollar loans and credit-building products designed for individuals with limited or no credit history. The Bakersfield location at Inside Vallarta on South H Street serves local customers seeking access to personal lending options and financial services tailored to credit profiles that may not fit traditional underwriting criteria. Historically, Oportun has positioned itself as a fintech-enabled lender focused on expanding credit access while emphasizing responsible lending practices and transparent terms. The organization operates through a network of retail locations and digital channels, offering straightforward application processes, credit-building tools, and a focus on serving underserved communities. In operating markets across California, Oportun aims to provide flexible, accessible financial products and educational resources to help customers improve their financial standing within their local economies..
Address
Inside Vallarta, 2705 S H St, Bakersfield, CA 93304
Phone
(661) 87 79 677Website
oportun.comBetter than 72% of providers in Bakersfield
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
If you need a personal loan or credit card in California and have limited credit history or none at all, we can help. Apply now.
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Oportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Bakersfield, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Bakersfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.9, which is better than 72% of providers in Bakersfield.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.