Equity 1 Loans is a financial services organization based in Bakersfield, California, focused on real estate and loan solutions tied to property ownership. The entity presents itself as a dedicated lender offering quick loan quotes and appraisal services, with emphasis on processing timelines tied to title documentation. Its local footprint includes a fixed address in Bakersfield, signaling a regional operating model and proximity to its client base. The organization’s public materials suggest an emphasis on swift response and accessible communication, including multilingual support, which may reflect a client-centric approach to service delivery. Primary activities center on originating loans secured by real estate, with operational steps that appear to involve title verification and lender-specific underwriting processes to facilitate funding. The entity’s history, as described in available materials, points to an established presence within the Bakersfield market and compatibility with local real estate transactions. These factors indicate a focused, location-based lending operation operating within California’s regulatory and market environment.
Address
5405 Stockdale Hwy #108, Bakersfield, CA 93309
Phone
(661) 39 89 382Website
equity1loans.comBetter than 14% of providers in Bakersfield
In addition to the primary service, Equity 1 Loans also offers:
Links and information about Equity 1 Loans:
Call or Text Dan Cook for a free appraisal and quote. Hablo Español. Call Dan Cook Office 661-398-9382 Cell 661-330-2222…
www.equity1loans.comEric Bank United States I am a freelance writer specializing in financial and business topics. For professional…... ### Experience Featured Contributor BadCredit.org January 2015 - Present · 10 years 10 months United States <p class="show-more-less-texttext--less"> In my role as a Featured Contributor at BadCredit.org, I have written extensively on credit solutions for consumers with poor or limited credit. My articles have helped individuals navigate the complexities of credit cards, personal...
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Equity 1 Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Equity 1 Loans is listed as a financial service provider in Bakersfield, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Equity 1 Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Equity 1 Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Equity 1 Loans with other providers in Bakersfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Equity 1 Loans has a rating of 3.3, which is better than 14% of providers in Bakersfield.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Equity 1 Loans requests. It is always best to call ahead using the phone number on this page so Equity 1 Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Equity 1 Loans also offers: Mortgage lender, Loan agency.