City Loan is a local lender operating from Bakersfield, California. It functions as a consumer finance entity offering short-term loan products and related financial services to residents within the city and surrounding Kern County. The organization’s activities center on providing accessible credit options, cash advances, and installment arrangements designed to meet immediate borrowing needs while adhering to applicable state and local regulations. The entity’s location at 1320 30th Street situates it within a commercial area of central Bakersfield, where it serves individual borrowers and small-scale financing requirements. Historical context for the organization beyond its stated presence at this address is not readily available through public documentation in this overview. Primary functions appear to focus on facilitating quick access to funds, supporting routine personal finance needs, and maintaining compliance with governing financial standards as a local lender. Further specifics about ownership, licensing status, or long-term operating history would require official records or direct verification.
Address
1320 30th St, Bakersfield, CA 93301
Phone
(661) 84 62 488Links and information about City Loan:
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City Loan is listed as a financial service provider in Bakersfield, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask City Loan to explain the terms in writing before you proceed.
To improve your chances of getting better terms from City Loan, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare City Loan with other providers in Bakersfield and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
City Loan has a rating of 0.0, compared to the city average of 4.4.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents City Loan requests. It is always best to call ahead using the phone number on this page so City Loan can confirm exactly which documents you need for your specific situation.
In addition to its primary service, City Loan also offers: Loan agency.