Oportun is a mission-driven financial services organization focused on expanding access to responsible credit and financial tools for underserved consumers. The organization originated in the mid-2000s with a model centered on data-driven lending and accessible financial products intended to help members establish and improve creditworthiness over time. Core activities include providing personal loans and related financial services that emphasize affordability, transparent terms, and responsible lending practices, with an emphasis on practical, low-cost credit solutions for consumers seeking fair alternatives to traditional high-cost lenders.
Operationally, Oportun develops and leverages technology-enabled lending, savings, budgeting, and debit-like capabilities to support members’ financial goals. The organization operates across multiple regions, servicing a broad member base through digital platforms and in-person channels, and it emphasizes financial inclusion, outcome-driven products, and ongoing member education to promote financial stability. Oportun maintains regulatory compliance and a focus on responsible lending, aligning its offerings with consumer protection standards and accessible financial services evolution.
Better than 70% of providers in Anaheim
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
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Oportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Anaheim, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Anaheim and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.9, which is better than 70% of providers in Anaheim.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.