First Security Bank is a regional financial institution headquartered in Fayetteville, Arkansas, with a long-standing presence in the local banking sector. The organization operates as a community bank, delivering a range of core banking services designed to support individuals, businesses, and nonprofit organizations within its service area. Its historical development reflects gradual expansion and adaptation to evolving regulatory requirements, technology, and customer needs, while maintaining a focus on local engagement and reliability.
The bank's principal functions include deposit gathering, loan origination, and cash management, complementing these with basic treasury and financial services for customers. It serves as a conduit for personal and commercial banking activities, supporting consumer transactions, small-business financing, and real estate lending within its footprint. The institution emphasizes standardized governance and risk management practices appropriate for a regional bank, aligning with applicable federal and state banking regulations. Its operational scope encompasses a network of branches, customer service channels, and compliance frameworks intended to maintain sound banking operations and data integrity.
Better than 65% of providers in Fayetteville
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First Security Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Security Bank is listed as a financial service provider in Fayetteville, AR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Security Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Security Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Security Bank with other providers in Fayetteville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Security Bank has a rating of 4.1, which is better than 65% of providers in Fayetteville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Security Bank requests. It is always best to call ahead using the phone number on this page so First Security Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Security Bank also offers: Bank.