Bank OZK is a regional commercial bank rooted in Arkansas with a long history dating back to its founding as the Bank of Ozark in 1903. Over more than a century, the institution expanded beyond its rural beginnings through strategic growth and acquisitions, evolving into a broader footprint across multiple states while maintaining a focus on relationship-driven banking. The bank’s primary functions include traditional deposit-taking, loan origination, and a range of corporate, retail, and wealth-management services tailored to individuals, small businesses, and commercial clients. A hallmark of Bank OZK’s approach has been disciplined underwriting, risk-management practices, and a concerted emphasis on real estate lending as a core competency, complemented by commercial and consumer lending activities. Operationally, it relies on a combination of branch presence, technology-enabled services, and community engagement to serve customers in its markets. The organization operates under a public corporate structure, subject to regulatory oversight and ongoing reporting requirements.
Better than 38% of providers in Bentonville
Links and information about Bank OZK:
Ever wondered how a small community bank, established in 1903, could evolve into a regional financial powerhouse with over $38 billion in assets? Bank OZK (OZK), traded on the Nasdaq, has a fascinating story to tell, but how exactly did they achieve such impressive growth, and what's their secret to maintaining a strong position in today's competitive market? Keep reading to discover the history, ownership structure, mission, and business model that drive Bank OZK's success. Bank OZK (OZK)...
dcfmodeling.comBank OZK 32,175 followers on LinkedIn. Bank OZK is an industry leader in financial services, combining truly exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We’re reshaping skylines in some of the largest cities while simultaneously investing in local businesses and economies. With our rich history of cultivating relationships, we strive to provide even greater services that help our communities, large and small, to grow and thrive.
www.linkedin.comOrigins and Early Growth: Founded in Jasper, Arkansas, the bank initially catered to the local community, providing essential banking services. Its early years were characterized by steady organic growth, which laid the foundation for future expansion. Expansion through Acquisitions: A pivotal strategy in Bank OZK’s growth was its aggressive acquisition approach. Significant mergers and the integration of acquired banks expanded its footprint across the region. These acquisitions not only...
www.whereibank.comAt Bank OZK, we offer an array of personal and business banking services to help you attain your goals. Please visit to learn more.
www.ozk.comOther providers in Bentonville with similar ratings:
Bank OZK is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Bank OZK is listed as a financial service provider in Bentonville, AR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Bank OZK to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Bank OZK, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Bank OZK with other providers in Bentonville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Bank OZK has a rating of 3.5, which is better than 38% of providers in Bentonville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Bank OZK requests. It is always best to call ahead using the phone number on this page so Bank OZK can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Bank OZK also offers: Bank.