Oportun is a mission-driven financial services organization focused on delivering accessible, affordable credit and financial tools to underserved communities. Founded in 2005, the company has developed a digital-first approach to lending, savings, and budgeting, leveraging data analytics and technology to serve a broad member base. Its headquarters and operations center on the West Coast, with regional activities and partnerships that extend its reach across multiple markets. The organization emphasizes responsible lending practices, aiming to align credit products with members’ real-world financial needs and goals. Core functions include personal lending, digital banking services, and related financial wellness features designed to support members in building a more stable financial trajectory. Operational scope encompasses product development, risk assessment, customer service, and regulatory compliance to maintain transparent and fair access to financial services. Oportun’s historical trajectory reflects growth through platform enhancements and adherence to community-focused objectives.
Better than 26% of providers in Phoenix
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
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Oportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Phoenix, AZ and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Phoenix and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.7, which is better than 26% of providers in Phoenix.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.