World Finance is a structured consumer finance organization offering personal installment loans and related financial services. The entity operates within a network of branches, delivering fixed-rate, fixed-payment loan products designed for individuals seeking debt consolidation, large purchases, or accessible credit options. Historically, World Finance has positioned itself as a community-oriented lender with a nationwide presence, emphasizing straightforward repayment terms and customer accessibility. The organization’s core functions include underwriting small loan products, processing loan applications, and servicing loans across its branch network, with operations focused on serving customers in local markets. The Mobile location at 1020 Schillinger Rd S # C in Mobile, Alabama, serves as a local access point for customers to inquire about loan options, submit applications, and receive account-related assistance. As a lender, it operates within the broader consumer finance landscape, adhering to standard industry practices for installment lending and customer service.
Better than 45% of providers in Mobile
In addition to the primary service, World Finance also offers:
Links and information about World Finance:
1. Funds transfers between the customer's linked accounts 2. Paying third parties, including bill payments and third party fund transfers(see, e.g., FAST) 3. Check Remote Deposit 1. Portfolio management services 2. Real-time stock 1. Status of requests for credit, including mortgage approval, and insurance coverage 2. Check (cheque) book and card requests 3. Exchange of data messages and email, including complaint submission and tracking 4. ATM Location 5. Loan Application
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www.mapquest.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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Find answers to common questions
World Finance is listed as a financial service provider in Mobile, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Finance with other providers in Mobile and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Finance has a rating of 4.7, which is better than 45% of providers in Mobile.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Finance requests. It is always best to call ahead using the phone number on this page so World Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Finance also offers: Loan agency, Tax preparation.