Tower Loan is a privately held consumer finance company with a long-standing presence in the southern United States, including Alabama. Founded in the mid-20th century, the organization has grown into a network of branch offices that focus on installment lending and related financial products. Its Mobile-area operations serve local communities by providing accessible loan options and customer service through a brick-and-mortar presence and a coordinated branch network.
Historical overview and scope Tower Loan traces its origins back to 1936, developing into a regional lender with a focus on consumer credit and installment loans. The organization emphasizes straightforward loan structures with fixed installment payments and broad local reach, aiming to address immediate credit needs for individuals and families across its branch footprint.
Primary functions and operations The core function of Tower Loan is to originate and service consumer installment loans, often complemented by sales financing at local merchant locations. Branch staff typically includes managers and customer service representatives who work to facilitate the loan process and support borrowers throughout their loan lifecycle. The Mobile, Alabama location contributes to this network by offering in-person access to loan products and personalized assistance within the community.
Better than 52% of providers in Mobile
In addition to the primary service, Tower Loan also offers:
Links and information about Tower Loan:
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Find answers to common questions
Tower Loan is listed as a financial service provider in Mobile, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Tower Loan to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Tower Loan, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Tower Loan with other providers in Mobile and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Tower Loan has a rating of 4.8, which is better than 52% of providers in Mobile.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Tower Loan requests. It is always best to call ahead using the phone number on this page so Tower Loan can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Tower Loan also offers: Loan agency, Financial institution.