Community Loans of America appears to be a lending organization operating within Mobile, Alabama, with a stated focus on providing consumer finance solutions. The entity’s activities historically center on offering short- and intermediate-term loan products designed to meet personal cash needs. Its operations are tailored to serve individuals seeking access to credit through branches and related channels, aligning with common industry practices for small-dollar loan providers. The organization’s footprint includes a physical location in Mobile, suggesting a traditional branch-based service model that facilitates in-person consultations, application processing, and loan disbursement. As a lender, the organization would typically engage in underwriting practices, compliance with applicable state and federal lending regulations, and ongoing customer support related to loan management and repayment. The history of such organizations in the region often reflects adaptations to market demand and regulatory changes, influencing product offerings and service delivery over time. For precise, up-to-date details about structure, licensing, and corporate history, consult official regulatory filings and the organization’s published information.
In addition to the primary service, Community Loans of America also offers:
Links and information about Community Loans of America:
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Community Loans of America is listed as a financial service provider in Mobile, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Community Loans of America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Community Loans of America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Community Loans of America with other providers in Mobile and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Community Loans of America has a rating of 0.0, compared to the city average of 4.4.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Community Loans of America requests. It is always best to call ahead using the phone number on this page so Community Loans of America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Community Loans of America also offers: Loan agency, ATM.