Alabama Title Loans, Inc. operates as a consumer finance organization focused on short-term lending secured by title to a vehicle. The business presents itself as a statewide network across Alabama, offering title pawn loans alongside other high-cost financing products that rely on collateral and rapid funding. Historically, entities under this model emerged in the late 20th century to provide accessible liquidity for borrowers who may not have ready access to traditional banking products. Alabama Title Loans, Inc. positions itself as a local lender with multiple service locations, aiming to serve customers who require immediate cash while maintaining vehicle use during the loan period. The organization emphasizes straightforward application steps, with underwriting decisions that consider the value of the collateral as a principal factor. Its operational scope appears oriented toward quick disbursement and vehicle-backed financing, operating within a regulatory framework governing consumer finance and pawn-like arrangements in Alabama. The entity maintains a privacy notice and disclosures addressing consumer data and loan terms.
Better than 68% of providers in Mobile
In addition to the primary service, Alabama Title Loans, Inc. also offers:
Links and information about Alabama Title Loans, Inc.:
Not BBB Accredited. Consumer Finance Companies in Mobile, AL. See BBB rating, reviews, complaints, and more.
www.bbb.orgNot BBB Accredited. Consumer Finance Companies in Saraland, AL. See BBB rating, reviews, complaints, and more.
www.bbb.org201 customer reviews of Alabama Title Loans, Inc.. One of the best Check Cashing/Pay-day Loans businesses at 1911 S McKenzie St, Foley, AL 36535 United States. Find reviews, ratings, directions, business hours, and book appointments online.
birdeye.comOther providers in Mobile with similar ratings:
Alabama Title Loans, Inc. is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Alabama Title Loans, Inc. is listed as a financial service provider in Mobile, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Alabama Title Loans, Inc. to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Alabama Title Loans, Inc., be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Alabama Title Loans, Inc. with other providers in Mobile and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Alabama Title Loans, Inc. has a rating of 4.9, which is better than 68% of providers in Mobile.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Alabama Title Loans, Inc. requests. It is always best to call ahead using the phone number on this page so Alabama Title Loans, Inc. can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Alabama Title Loans, Inc. also offers: Loan agency, Car finance and loan company.