Advance America is a national consumer financial services company that provides short-term loan products and related services through a network of retail locations and online channels. The Hoover, Alabama store operates as part of a larger footprint of branches nationwide, focusing on accessible, interim funding solutions for individuals who need quick cash or financial flexibility to address unexpected expenses. The organization’s model centers on in-person loan services complemented by online applications, allowing customers to initiate requests and complete many steps remotely before finalizing at a storefront. Its service portfolio typically includes payday loans, cash advances, and installment loans as alternatives to traditional bank loans, with a emphasis on speed, convenience, and straightforward eligibility processes. Historically, Advance America has expanded its reach through franchised and company-operated locations to serve diverse communities across the United States, aiming to provide localized service within a standardized corporate framework. The Hoover location contributes to the company’s broad geographic coverage and consumer-accessible financial options.
Better than 90% of providers in Hoover
In addition to the primary service, Advance America also offers:
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Find answers to common questions
Advance America is listed as a financial service provider in Hoover, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Hoover and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 90% of providers in Hoover.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.