Credit Central is a consumer finance organization operating in the southeastern United States with multiple branch locations. The entity appears to offer installment loans and related consumer financial services, serving a regional market that includes Alabama communities such as Dothan. Its branch network indicates a focus on short-term lending products and personal loan solutions within targeted localities.
Historical overview and scope The organization presents itself as a community-focused lending company with a history of expanding its Alabama footprint over time, integrating physical branches to support local borrowers. Its operations encompass loan origination, application intake, and customer service functions designed to facilitate access to personal loan products. The firm’s public materials emphasize branch-based service delivery and local presence across several Alabama communities, suggesting a regional business model rather than a nationwide platform. The organization’s regulatory identifiers and exact product mix are not detailed in this overview, but its regional emphasis aligns with community financial services aimed at non-principal credit accommodations.
Better than 44% of providers in Dothan
In addition to the primary service, Credit Central also offers:
Links and information about Credit Central:
Search by Street, City, State or Zip Code and filter by mileage to find the branch closest to you. (334) 291-5413 1411 US HWY 280 Bypass Suite A Phenix City Alabama 36867 (334) 749-2011 2472 Pepperell Parkway... Opelika 36801 (256) 238-1012 3115 McClellan Blvd Anniston 36201 (334) 358-5870 1675 East Main Street Prattville 36066 (256) 546-4760 445 George Wallace Drive... Gadsden 35903 (256) 212-9758 931 Market Place Alexander City 35010 (334) 808-8788 1106 Hwy 231 S. Suite B Troy 36081 (334)...
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Credit Central is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Credit Central is listed as a financial service provider in Dothan, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Credit Central to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Credit Central, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Credit Central with other providers in Dothan and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Credit Central has a rating of 4.4, which is better than 44% of providers in Dothan.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Credit Central requests. It is always best to call ahead using the phone number on this page so Credit Central can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Credit Central also offers: Loan agency, Tax preparation, Tax preparation service.