Credit Central is a consumer finance organization offering installment loan products and related tax services in Alabama. The entity has operated in the southeastern United States since the early 2000s, with a focus on providing accessible borrowing options alongside tax preparation services. Its operational footprint includes multiple locations across Alabama, reflecting a regional approach to personal loan services and tax support for qualified residents. The organization emphasizes straightforward loan terms and a customer-friendly application process, aiming to address common household expenses and unexpected costs. Primary functions include offering installment loans and professional tax preparation, with a history tied to expanding services to accommodate varying financial needs of individuals and families. The organization’s structure and activity suggest a role centered on short-term credit solutions and tax-related assistance within its market area.
Address
260 W Valley Ave Suite B, Birmingham, AL 35209
Phone
(205) 96 81 455Website
creditcentralllc.comBetter than 37% of providers in Birmingham
In addition to the primary service, Credit Central also offers:
Links and information about Credit Central:
Get more information for Credit Central in Sylacauga, AL. See reviews, map, get the address, and find directions.
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www.mapquest.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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Credit Central is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Credit Central is listed as a financial service provider in Birmingham, AL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Credit Central to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Credit Central, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Credit Central with other providers in Birmingham and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Credit Central has a rating of 4.4, which is better than 37% of providers in Birmingham.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Credit Central requests. It is always best to call ahead using the phone number on this page so Credit Central can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Credit Central also offers: Loan agency, Tax preparation, Tax preparation service.